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IIFCL becomes non-banking finance firm

IIFCL becomes non-banking finance firm
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The Reserve Bank of India (RBI) will now regulate India Infrastructure Finance Company (IIFCL). The Union Cabinet approved a proposal in this regard.

The decision will increase the authorised capital of IIFCL to Rs 5,000 crore from Rs 2,000 crore, with a proviso that it may be further increased to Rs 8,000 crore with the approval of the Finance Minister. IIFCL provides long-term debt for infrastructure projects. After revi­ewing its performance, the Economic Advisory Council to the Prime Minister had advised that it should be placed under the re­gu­latory oversight of the RBI as a financial institution, such as Nabard, SIDBI, Exim Bank or National Housing Bank. The increase in authorised ca­pi­tal would enable IIFCL to ex­­pand its financial assi­stance to the infrastructure sector and meet the needs of increased capital adequacy ratio.

Meanwhile, IIFCL has lined up proposals worth Rs 3,600 crore for take-out financing. The company is awaiting the Cabinet's approval for the tw­eaked norms for take-out fin­ancing. Once approved, IIFCL would disburse the Rs 3,600 crore in less than a month. IIFLC targets disbursement of Rs 7,000 crore through take-out fina­ncing. A take-out agreement helps the first lender go ahead with lending to an infrastructure project, as he knows he would keep the loan only for a few years.

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