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NHB expects further easing of home prices

NHB expects further easing of home prices
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RV Verma, Chairman and Managing Director of National Housing Bank (NHB) opined that the trend of easing prices of housing units may continue for some time.

In the national capital region (NCR), he said, price correction has happened due to over supply. Some more correction may take place in the coming days.

He said home prices in 11 cities declined 3-4 per cent, while in another nine cities it rose marginally or remained stable based on Residex. Verma said this after releasing Report on Trend and Progress of Housing in India for 2012. He, however, said it is difficult to predict by how much prices could correct.

In 2012-13, the housing sector may grow 20 per cent against 17 per cent in the previous fiscal, he said. The rising size of middle class, income levels of the people, cyclical conditions, urbanisation may drive demand, he said.

The demand would also rise because of moderation in interest rate due to recent RBI monetary action. The housing loan market is about Rs 6.61 lakh crore at the end of March 2012. Of this, housing finance companies contribution was about Rs 2.60 lakh crore.

Meanwhile, the report outlines the overview of the housing sector, current policy environment, global and domestic economic trends, role & performance of NHB, HFCs, Banks, and emerging trends in the housing finance industry as well as outlook.

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